I’ve always loved crafts, since way back in Girl Scouts when Gigi (year after year) was the arts & crafts leader, I have always loved making crafts! It’s just so fun and gets that creative part of your brain pumping!
Now, on the flip side, I always hated the word budgets. They’ve always sounded scary and just plain boring. Then I entered the real world and thanks to my lack of one for way too long I realized how important they are! Even though I realized their importance I still struggled with actually implementing a budget. I mean, what does that even mean? Instead of actively and carelessly spending $200 a week you tell yourself you’ll save 10% (but if you really need to spend the “savings” then that’s okay too)? Cause that’s what I did. Spoiler alert, that doesn’t work very well.
I figured out that I had a legitimate problem with budgeting and started googling (what else do you do when confronted with a problem?!) and stumbled across Dave Ramsey and his “7 Baby Step” program to living debt free financially sound lives. I loved it. It all made sense to me and I’ve used his tips ever since I discovered them.
No, this post is not a plug for Mr. Ramsey, just my obsession with one of his tips, and how I crafted my own cute version!
The biggest takeaway I have had from Ramsey’s budgeting tips would be his envelope system. I seriously swear by this method and tell everybody to try it! Instead of cards (which I can’t keep from overspending like it’s my job) you have cash in each envelope that you budget out every week or two. It’s awesome. J and I have joint finances and accounts, it’s been that way for some time now, and when we started this system we both were like wow, we actually have money! We have envelopes for spending (like date night, new shoes, etc), Christmas (this is just a temporary envelope because of the season so we don’t have to dip into a different envelope for presents for each other and our friends/family), groceries, gas, savings, and a separate savings for our little guy that we put a minimum of $20 a week into.
Like I said, since trying this system it has been really paying off for us. And today when my boy’s where both napping I finally got a chance to make pretty little labels for our envelopes!
I am so obsessed with them! They take the envelopes from ugly and boring to cute and functional! Seriously, love these little labels! I “laminated” them with clear tape (because I’m too cheap to really laminate anything) and glued them to the envelopes, then punched two small holes in the bottom of the envelopes and bound them with a pretty brown ribbon!
I can’t stress how in love with these I am. It makes me want to spend money just so I can whip these babies out and show ‘em off!
I have every label that I used below for y’all to download yourselves! Free of charge of course! If you’d like a different label just comment below and I’ll do what I can! (They’re all pretty big, so you can resize them yourself to whatever size you need!)
To download the labels just click and when the full size one opens up either right-click + save (PC) or just drag to your desktop (Mac)!
So what do y’all think? Do you use the envelope system or are you strong-willed enough to handle plastic??
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